| 刘传明,王卉彤,魏晓敏.中国八大城市群互联网金融发展的区域差异分解及收敛性研究[J].数量经济技术经济研究,2017,(8):3-20 | | 中国八大城市群互联网金融发展的区域差异分解及收敛性研究 | | Research on the Regional Differences Decomposition and Convergence Mechanism of Internet Finance Development of Eight City Groups in China | | | | DOI： | | 中文关键词: 互联网金融 区域差异 基尼系数 收敛 | | 英文关键词: Internet Financial Regional Difference Gini Coefficient Convergence | | 基金项目: | | | 中文摘要: | | 研究目标：揭示长三角城市群、珠三角城市群、京津冀城市群、中原城市群、长江中游城市群、哈长城市群、成渝城市群和北部湾城市群等八大城市群互联网金融发展的区域差异及其收敛性。研究方法：利用2014年3月~2015年12月蚂蚁金服大数据平台公布的城市互联网金融发展指数月度数据，采用Dagum基尼系数及其分解方法对八大城市群互联网金融发展的区域差异进行分解，采用空间面板数据回归模型对σ收敛、β收敛、俱乐部收敛进行检验。研究发现：2014年3月~2015年12月，八大城市群互联网金融发展的总体区域差异呈逐渐下降的趋势，珠三角城市群内部互联网金融发展的差异最大，地区间差异是导致互联网金融区域差距的主要来源，互联网金融发展呈现出典型的σ收敛。研究创新：揭示八大城市群互联网金融发展的区域差异来源，对σ收敛、β收敛、俱乐部收敛进行经验检验。研究价值：对于缩小互联网金融发展的区域差异，促进城市群互联网金融的协同发展具有重要意义。 | | 英文摘要: | | Research Objectives：This paper is to reveal the regional development disparity and its convergence mechanism of the internet finance between eight agglomerations like Yangtze River Delta, Zhujiang Delta, Beijing-tianjin-hebei agglomeration, central city group, middle reaches of the Yangtze River megalopolises, Harbin-changchun megalopolises, Chengdu-Chongqing megalopolises, North Bay megalopolises. Research Methods：Based on the monthly data (March 2014 to December 2015) of internet financial development index released by Ant Financial big data platform, this paper uses the Dagum, Gini coefficient and its decomposition method to decompose the regional gap of eight agglomerations in the development of internet finance.Based on spatial panel data regression model, this paper tests the σ convergence, β convergence and club convergence. Research Findings：From March 2014 to December 2015, the overall regional development of internet finance of eight agglomerations shows a declining trend.Differences in the Pearl River Delta city group is the biggest.The differences between regions is the main source of internet financial gap.Internet financial development shows a typical σ convergence. Research Innovations: To reveal the source of the regional differences in the development of internet finance in eight agglomerations, and to empirically test the σ convergence, β convergence and club convergence. Research Value: To narrow the regional differences in the development of internet banking, and promote the coordinated development of Internet banking in different agglomerations. | | 查看全文 |
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